Terms of Use
Last updated: April 17, 2026
Informational use only
Retire Early Calculator is a free tool intended for general financial education and planning. The calculations, projections, and charts shown on this site are estimates based on the inputs you provide and simplifying assumptions (for example, a constant rate of return, constant savings, and the "4% rule"). Actual results will vary.
Not financial advice
Nothing on this site constitutes financial, investment, tax, or legal advice, nor a recommendation to buy, sell, or hold any security. Consult a qualified professional before making financial decisions.
No warranty
The site is provided "as is" without warranties of any kind, express or implied. We do not warrant that the site will be error-free, uninterrupted, or that its outputs are accurate or suitable for any particular purpose.
Limitation of liability
To the fullest extent permitted by law, we will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of, or inability to use, this site. Your use of the site is at your sole risk.
Changes to these terms
We may update these terms from time to time. Continued use of the site after changes are posted means you accept the updated terms.